135 Kirkaldy Lane, St. Simons Island, Ga, main
135 Kirkaldy Lane, St. Simons Island, Ga, two
135 Kirkaldy Lane, St. Simons Island, Ga, three
135 Kirkaldy Lane, St. Simons Island, Ga, four
135 Kirkaldy Lane, St. Simons Island, Ga, five

St. Simons Island Home - The Epitome of Grandeur

8 available shares

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target home price


cost per share

$4,282 / mo

monthly cost

Down Payment
Closing Cost
Reserve Fund Deposit
Total Cash at Closing
Co-own this home
7 bedrooms | 8,726 sqft

Discover the epitome of grandeur nestled in the prestigious gated community of Frederica Golf Club. This custom-built masterpiece, bathed in natural light, effortlessly combines elegance with practical living. Generous rooms adorned with large automated windows present you with breathtaking water views and vistas of a meticulously manicured landscape. A special charm lies in the property's exterior siding, crafted from 'tabby,' a distinctive material native to southern Georgia, imbued with sea shells, exuding a unique, impressive allure. Step into the heart of the house, where the gourmet kitchen, boasting a wine cellar, invites you to entertain and create culinary delights. The home extends over six bedrooms, all featuring en suite bathrooms, supplemented by a separate guest apartment equipped with a full kitchen and living room. French oak hardwood floors add an understated elegance, while an all-season sunroom lets you bask in the beauty of changing seasons. Additional luxuries include an office, a library, and an elevator shaft, ensuring all your needs are met in style. Your comfort is paramount, with a generator, an air-conditioned three-car garage, and a central vacuum system in place. The home's potential is further amplified by the possibility of adding a large swimming pool. The exclusive community offers an array of amenities, with an optional golf membership and a low HOA fee of $4700 per year. Situated in a prime X flood zone location, this estate promises security and serenity, making it an idyllic setting for crafting unforgettable memories. Take a virtual tour and explore the attached floor plans for a more detailed view. Videos will be available soon to give you a more immersive experience. Don't hesitate to come and tour this extraordinary home - it's the perfect canvas for your dream lifestyle.

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House Usage
  • 8 shares total
  • 6 weeks a year per share
This home includes:
  • Fire place
  • Waterfront
About the Agent

Georgia offers a powerful combination of high-level customer service and impressive negotiating skills to ensure every client finds a home as unique as they are. A graduate of the University of Georgia School of Public and International Affairs, Georgia spent twenty years in investment banking with Merrill Lynch and First Union Capital Markets. She began her career in real estate after moving to Baltimore, MD. She came to the Golden Isles from Baltimore as a top producer with Monument Sotheby’s International Realty. Georgia has dedicated herself to a variety of philanthropic endeavors and loves community involvement. She previously served on the UGA Parents Council. Locally she is a member of the Live Oak Society of the St. Simons Land Trust, the Coastal Georgia Historical Society, 100 Women Who Care, and supports the Golden Isles Youth Orchestra. She is also an active member of the GCA Greenspring Valley Garden Club. Georgia is also involved with the non-profit organization, Honor Flight. Born and reared in Augusta, GA, Georgia has been a visitor to St. Simons and Sea Island all her life. She along with her daughter Carolyn, a recent graduate of UGA, love making the Golden Isles their new home.

Calculated Costs per Share

St. Simons Island Home - The Epitome of Grandeur
135 Kirkaldy Lane, St. Simons Island, GA, USA
Down Payment
Closing Cost
Reserve Fund Deposit
Total Cash at Closing

This is an estimate of the amount of cash needed when closing on the purchase of a property financed with a 30 year Mortgage at 8.0% interest rate.

Plum’s estimate includes 20% of the value of the house as a down payment, 6% of the value of the house for closing costs (including Plum’s Group Success Fee) and 3% of the value of the house for the initial reserve fund.

Mortgage Payment
Total Expenses
This total is an estimate of all the expected costs associated with owning a vacation home with a Plum certified ownership agreement.
Location, type of house, changes in interest rates and utilities can all change and affect the monthly cost throughout the term of ownership.
Monthly Income
Total Monthly Income

A good threshold for rental property investment is the 1% Rule (source). It states that you should only invest in rental property if you are reasonably confident that the property can rent for 1% of the sale price per month.

We’ve included that assumption here. It is critical that the group validate pricing, rental history, and future rental projections of any specific property before proceeding with a purchase. You can explore rental incomes of any property with this free estimation tool at Rabbu.com.

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