21 Atlantic Point Drive, St. Simons Island, Ga, main
21 Atlantic Point Drive, St. Simons Island, Ga, two
21 Atlantic Point Drive, St. Simons Island, Ga, three
21 Atlantic Point Drive, St. Simons Island, Ga, four
21 Atlantic Point Drive, St. Simons Island, Ga, five

Mid-island haven and exquisite charm on St. Simons Island

8 available shares

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target home price


cost per share

$2,983 / mo

monthly cost

Down Payment
Closing Cost
Reserve Fund Deposit
Total Cash at Closing
Co-own this home
5 bedrooms | 5 bath | 4,400 sqft

Nestled in a tranquil, gated mid-island haven, discover a breathtaking newer home where graceful charm and unparalleled craftsmanship unite. As you arrive, the grand entrance gate and lush landscaping create a sense of exclusivity and privacy. Stepping inside, you'll be immediately captivated by the home's exquisite charm and exceptional quality of construction. With clean lines, soaring high ceilings, and awe-inspiring views of the surrounding beauty that could grace the pages of a magazine, this home embodies tasteful elegance at every turn. The spacious floor plan spans over 4400 sq ft of luxurious comfort, with abundant natural light flooding through oversized windows and sliding glass doors. The home features 5 generously sized bedrooms, each with a private ensuite bathroom, providing ample space and privacy. The gourmet kitchen is a chef's dream, with high-end appliances, custom cabinetry, and a large center island perfect for hosting gatherings. The home also includes a wet bar, an elevator, and a 5-car garage with plenty of storage space. Outdoors, the home truly shines with its fabulous amenities. You'll love spending time in the sparkling pool/spa and the inviting outdoor spaces upstairs and downstairs. Entertaining guests will be a breeze with the community dock and private shared dock, complete with electricity and water, perfect for boating enthusiasts. Take advantage of the chance to own this exceptional property and experience the luxurious island lifestyle at its finest. Schedule your viewing today, and be prepared to fall in love!

I'm interested
House Usage
  • 8 shares total
  • 6 weeks a year per share
This home includes:
  • Dock
  • Hot tub
  • Pool
  • Porch
  • Waterfront
About the Agent

Georgia offers a powerful combination of high-level customer service and impressive negotiating skills to ensure every client finds a home as unique as they are. A graduate of the University of Georgia School of Public and International Affairs, Georgia spent twenty years in investment banking with Merrill Lynch and First Union Capital Markets. She began her career in real estate after moving to Baltimore, MD. She came to the Golden Isles from Baltimore as a top producer with Monument Sotheby’s International Realty. Georgia has dedicated herself to a variety of philanthropic endeavors and loves community involvement. She previously served on the UGA Parents Council. Locally she is a member of the Live Oak Society of the St. Simons Land Trust, the Coastal Georgia Historical Society, 100 Women Who Care, and supports the Golden Isles Youth Orchestra. She is also an active member of the GCA Greenspring Valley Garden Club. Georgia is also involved with the non-profit organization, Honor Flight. Born and reared in Augusta, GA, Georgia has been a visitor to St. Simons and Sea Island all her life. She along with her daughter Carolyn, a recent graduate of UGA, love making the Golden Isles their new home.

Calculated Costs per Share

Mid-island haven and exquisite charm on St. Simons Island
21 Atlantic Point Drive, St. Simons Island, GA, USA
Down Payment
Closing Cost
Reserve Fund Deposit
Total Cash at Closing

This is an estimate of the amount of cash needed when closing on the purchase of a property financed with a 30 year Mortgage at 8.0% interest rate.

Plum’s estimate includes 20% of the value of the house as a down payment, 6% of the value of the house for closing costs (including Plum’s Group Success Fee) and 3% of the value of the house for the initial reserve fund.

Mortgage Payment
Total Expenses
This total is an estimate of all the expected costs associated with owning a vacation home with a Plum certified ownership agreement.
Location, type of house, changes in interest rates and utilities can all change and affect the monthly cost throughout the term of ownership.
Monthly Income
Total Monthly Income

A good threshold for rental property investment is the 1% Rule (source). It states that you should only invest in rental property if you are reasonably confident that the property can rent for 1% of the sale price per month.

We’ve included that assumption here. It is critical that the group validate pricing, rental history, and future rental projections of any specific property before proceeding with a purchase. You can explore rental incomes of any property with this free estimation tool at Rabbu.com.

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